Sarah Naylor
Partner
Banking and Finance
Sarah is an experienced and highly regarded finance lawyer, acting for a broad range of lender clients, as well as borrowers on a range of finance transactions, including acquisition, commercial and corporate lending, and property. Her expertise covers most aspects of lending transactions in the corporate and commercial arenas. She has considerable experience in handling high-value and complex lending transactions, both domestic and cross-border.
Additionally, Sarah has developed specialist knowledge in savings products and regularly advises building societies and credit unions on issues relevant to the sector, including standard terms and conditions.
Work highlights
LEISURE: HOTELS FINANCING ADVISORY
Advice to lenders and borrowers on a range of investment and development financings in the leisure and hotels space
RESTRUCTURING FINANCE
Acting for a South East-based goods handling trust in connection with the refinance of its existing facilities with one major bank; to new facilities with another. We advised on LMA facility documentation and security documents, with those facilities including sustainability-linked loans.
DEVELOPMENT FINANCE FOR EXPANSION
Acting for a food manufacturer in connection with an £18M development finance facility to allow it to expand and redevelop its sites.
FINANCE FOR ACQUISITION
Acting for an ABL lender in connection with the provision of cashflow and accounts receivable facilities to a private-equity backed group of companies, to enable the group to make an acquisition.
ABL FACTORING FACILITIES PROVISION
Acting for an ABL lender on the provision of factoring facilities to a large UK flooring retailer, which is part of a much larger international PLC.
ACQUISITION FINANCE FOR A CARE HOME
Acting for a major bank in connection with acquisition finance facilities to a group of care home operators. The purpose of the facilities was to enable a group company to acquire a new luxury care home, to restructure the group and refinance its existing lending, and to provide working capital.
Services
Sectors
Recent articles
Insights
Lenders who fund real estate projects under pressure how they contribute to sustainable living
02/06/2023
Insights
Sarah Naylor considers issue of commercial benefit when advising on the structuring of transaction security for a group of companies
14/11/2022
Media spotlight
Sarah Naylor writes for Market Screener to explain the new Act which affects acquisitions and investments in the UK
Sarah Naylor08/03/2022
Insights
The Act has been described by the government as ‘the biggest shake up of the UK’s national security regime for 20 years’. Sarah Naylor discusses the key points for lenders
07/03/2022